Personalised solutions, and a trusted advisor who stays with your family through the entire journey — from the first policy to the last claim settled
At DV Fintech, we don’t just sell policies. We understand your needs, recommend the right cover, and personally guide you through every claim — just like we’ve done for 25+ years.
Why Insurance Is Not an Expense. It Is a Decision.
Most people buy insurance when they are forced to. But the ones who plan ahead are the ones who never have to worry. Here is what the right cover can do for you:
Life Insurance Is a Promise to Your Family
A term insurance plan ensures that even in your absence, your family’s life does not stop. It is the most responsible financial decision you can make.
Protect Your Health, Without Draining Your Savings
A single hospitalisation can cost anywhere from ₹50,000 to ₹10 lakhs. The right health plan ensures your family never has to choose between care and money.
Your Vehicle, Your Responsibility
Motor insurance is not just a legal requirement — it protects you from accidents, theft, and third-party liabilities that can run into lakhs.
Secure What You Have Built
For business owners and industry operators, fire, stock, workers’ compensation, and liability covers protect decades of hard work in one policy.
Make Your Money Work While You Sleep
SIPs, bonds, and goal-based investments are not just for the wealthy. A small, consistent investment today can fund your child’s education, your retirement, or your dream home tomorrow.
About Us
A Family Legacy Built on Trust
DV Fintech was founded in 1999 by Nand Kishore Agarwal, who started the business with LIC and United India Insurance — two of India’s most trusted names in the industry. Over two decades later, that same commitment to personal service is carried forward by his son, Vijay Kumar Agarwal.
Vijay holds an MBA from Symbiosis and spent years as a Senior Associate at ADP before stepping fully into the insurance and investment advisory space in 2013. He didn’t just inherit a business — he built a brand. One that stands for honesty, deep product knowledge, and being present for clients when it matters most.
Today, DV Fintech serves 1,000+ clients across Hyderabad — from individuals protecting their families to industries securing their entire operations. We are IRDA-approved insurance advisors and AMFI-registered mutual fund distributors (ARN No. 272081).
25 +
Years of Experience
1000 +
Happy Clients
5000 +
Policies Sold
1000 +
Claims Settled
Our Services
Everything You Need, Under One Roof
Whether you are looking to protect your family, secure your business, or grow your wealth — we have the right plan for every need.
01
Life Insurance
Traditional Life Plans | Term Insurance
Secure your family’s future with the right cover. We help you choose between term and traditional plans based on your actual needs — not commission.
02
General Insurance
Fire Insurance | Motor Insurance
A broad category covering everything from your business assets to your vehicles. We help you identify the right cover under each type.
03
Jewellers Block Policy
Complete protection for jewellery businesses — covering in-store stock, display units, transit, safe burglary, and more. Designed specifically for the jewellery trade.
04
Group Personal Accident (GPA)
A group cover that protects your entire workforce against accidental death, permanent disability, and temporary disablement. Simple to administer, essential for any employer.
05
Group Mediclaim (GMC)
Employee health insurance for businesses of all sizes. Covers hospitalisation, day-care procedures, and pre/post hospitalisation expenses for your team and their families.
06
Contractors All Risk (CAR)
Covers construction projects — from civil works to large infrastructure — against damage to the project, machinery breakdown, and third-party liability during execution.
07
Erection All Risk (EAR)
Specialised cover for the erection of plant, machinery, and equipment. Protects against accidental physical loss or damage during the entire erection and testing phase.
08
Home Insurance
Protect your home — structure and contents — from fire, theft, natural calamities, and accidental damage. Because your home is more than a property; it is where your family lives.
09
Workers’ Compensation
Fulfil your legal obligations under the Workmen’s Compensation Act and protect your workforce. Covers employer liability arising from injuries, illness, or death during employment.
10
Health Insurance
Individual Plans | Family Floater Plans
We recommend health plans based on real-world claim settlement records — not just the lowest premium.
Every recommendation is personalised to your age, health history, and hospital preferences.
11
Mutual Funds & Investments
SIP (Systematic Investment Plan) | Lumpsum | SWP (Systematic Withdrawal Plan) | Bonds | NCDs
Goal-Based Planning: Retirement | Child Education | Marriage | Travel | Wealth Building | AMFI Registered Mutual Fund Distributor — ARN No. 272081
Why Choose Us
Why Clients Stay With Us for Decades
Most people buy insurance when they are forced to. But the ones who plan ahead are the ones who never have to worry. Here is what the right cover can do for you:
Plans Designed for You — Not for Everyone
We do not sell ready-made packages. We understand your specific situation and recommend only what you actually need.
Annual Reviews, Not Annual Disappearances
Every year, we review your portfolio and recommend changes if your life situation has changed. Your coverage evolves as you do.
We Stay With You at Claim Time
Buying a policy is easy. What matters is what happens when you need to use it. We guide you through every claim — from paperwork to settlement.
25 Years of Deep Market Experience
We have seen the industry from the inside. That experience means we know which products perform in real life — and which ones just look good on paper.
One Call. Real Person. No IVR.
When you call us, we pick up. No waiting, no pressing 1 for this and 2 for that. Your advisor is always a direct call away.
Newsletter
Stay Informed. Stay Protected.
Get simple, no-jargon tips on insurance, investments, and financial planning — straight to your inbox. No spam, no sales calls.
Our Process
How We Work With You
Getting the right insurance or investment plan should not feel complicated. Here is exactly what happens when you reach out to us:
We Listen First
01
We start by understanding your exact requirement — your family size, business type, budget, and what you are trying to protect or achieve.
We Educate, Not Sell
02
Before recommending anything, we explain your options clearly — what is necessary for your situation and what is not. No pressure. No jargon.
We Design Your Plan
03
Based on your needs, we select the most suitable product from across our partner insurers and investment platforms — always keeping your best interest first.
Smooth Documentation & Issuance
04
We handle all the paperwork. Policy issuance is fast, accurate, and completely guided by us from start to finish.
We Are There When You Need Us Most
05
Post-policy, we are your point of contact for everything — renewals, changes, and especially at the time of claims. We stand with you through it all.
Common Inquiries
Frequently Asked Questions
Here are honest answers to the questions our clients ask us most often.
Which is the best insurance plan for me?
There is no single best plan — the right plan depends on your age, health history, family size, income, and what you are trying to protect. We analyse all of this before making any recommendation.
How does the claims process work?
Once you intimate a claim, we guide you through every step — collecting documents, coordinating with the insurer, and following up until settlement. You don’t have to navigate it alone.
Will the insurance company really pay my term insurance claim?
Yes. Insurance companies do not reject genuine claims. A claim may be questioned only if material facts were hidden at the time of buying the policy. Full disclosure at the time of purchase is the most important thing we emphasise.
Which is the best health insurance plan?
It depends on your age, existing conditions, city of residence, and hospital preferences. More importantly, we recommend plans based on actual claim settlement records — not just the lowest premium.
How does a mutual fund work?
Your money is pooled with other investors and managed by a professional fund manager who invests it across stocks, bonds, or a mix. The returns generated are passed back to you proportionately. We explain this in full detail before you invest a single rupee.
Can you review a portfolio I already have — even if I didn't buy it from you?
Absolutely. We offer portfolio reviews for existing mutual fund clients regardless of where they bought their investments — direct, online, or through another advisor. Our goal is to give you an honest picture.
Get Free Estimate
Testimonials
What Our Clients Say About Us
Avg rating 4.9
Avg rating 4.9
Let’s Find the Right Plan for You.
Not sure where to start? That is exactly why we are here. One conversation with us is enough to get complete clarity on what you need — and what you don’t.